NightOwl University

Mortgage disclosures explain loan terms, costs, and escrow details.

Karren Chavez

Mortgage disclosures explain loan terms, costs, and escrow details.

Karren Chavez

Submit and categorize loan docs: borrower and 3rd party sources.

Karren Chavez

Loan Coordinators organize docs, complete 1003, and run AUS.

Karren Chavez

Update File Contacts to grant access and send auto updates.

Karren Chavez

Escrow and Title ensure funds and ownership are handled properly.

Karren Chavez

Loan File Scrubbing ensures docs, orders, and notes are complete.

Karren Chavez

An appraisal is a property valuation by a licensed expert.

Karren Chavez

WVOE confirms a person's job, salary, and employment history.

Karren Chavez

Homeowners insurance shows coverage; update with lender clause.

Master lead research & generation to find and engage top sales prospects.

Raul Gabriel Cepeda

Real estate success: master leads, cold calling, and conversion skills.

Aaron Pitterman

NightOwl IT Security Training: Learn to protect data & ensure compliance.

Welcome! Learn NightOwl basics, policies, and success tips at your pace.

Karren Chavez

Mortgage 101: Key home financing basics for buyers and pros alike.